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Landlord

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Safeco has been providing coverage for its customers' prized possessions since it opened its doors in 1923.

Landlord protection policies

We insure single family homes, condo units, duplexes, triplexes, and fourplexes. Our coverage includes protection from damage as well as from certain liabilities unique to landlords such as wrongful eviction and wrongful entry lawsuits. Our experts can build the best policy for you while offering plenty of flexibility and choice.

Coverage options

Extended Coverage

In the event of a major or total loss to your rental property investment, extended dwelling coverage will help pay for repair or rebuilding costs that exceed the amount covered by your policy.

Personal Injury Lawsuites

Personal injury coverage protects you and your spouse or domestic partner from tenant claims of libel, slander, wrongful eviction, wrongful entry, and invasion of privacy. Such claims are not uncommon among landlords, so it's best to be prepared.

Premises Liability Coverage

Premises liability coverage protects you and your spouse or domestic partner against bodily injury and property damage claims for which you are held legally liable. It also provides personal injury protection coverage (see details below) and pays medical costs including hospital bills and medical care expenses for guests if they are injured on your rental property.

Open Peril Coverage

Open perils coverage, protects against any cause of loss that isn't specifically excluded on your policy. You're also protected against all the named perils including theft of your personal property that may be at your rental property. 

Additional coverages

Limited Liability Company (LLC)

Establishing an LLC for ownership of your rental properties creates a barrier of protection between your rentals and your personal assets. In most states, you can extend protection to your LLC as part of your Safeco landlord policy.

Discounts

Safeco Package

Combine your landlord policy, Safeco Homeowners Policy and Safeco Auto policy into a Safeco Package and save.

Pay Your Bill in full

If you pay your bill in full when you start or renew a policy, instead of paying in monthly installments, you'll end up paying less in the long run.

Shop Ahead of Time

Obtain a quote at least one day in advance of the policy effective date and you'll receive a discount on your landlord policy. Quote eight or more days in advance of the policy effective date and you'll receive an even bigger discount.

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